How to read a HUD-1 Settlement Statement (Pre 2010)
	This video focuses on bringing the HUD Settlement Statement into clear focus for borrower/buyers. Scene: A Talon escrow professional prepares a HUD in advance to allow the buyer's agent and loan officer to review it before the signing. Once the HUD is approved, Jessica clearly explains the details of the settlement statement to the new buyers at signing. Length 4:11 Key words and phrases defined: HUD-1 Settlement Statement, Limited Practice Officer Additional Resources: Sample HUD-1 Statement HUD-1 Settlement Statement Explained
How to Read a Title Report
	Tim Daniels takes a head-on approach to helping a buyer read and understand a title report. A buyer that has recently made an offer on a home receives a title commitment in the mail. After opening the envelope, the buyer wishes that she had some expert guidance to help her clearly understand the details in the report. Length 5:15 Key words and phrases defined: Preliminary Commitment for Title Insurance, Supplemental Report, Exception
What happens between signing and recording?
	Tim Daniels takes aim at solving the mystery of what happens at the title company after closing documents have been signed. This video tracks the process of two separate transactions after both buyer's and seller's have signed their documents. Phone conversations between the escrow officer and title unit staff help illustrate what happens "behind the scenes" to finalize the closing of two different real estate transactions. Length 4:02 Key words and phrases defined: Released for recording, On-hold, Power of Attorney, Lender Condition, Recording Numbers, Warranty Deed, Excise Tax, Cut-off Time, Deed of Trust
Common questions about real estate vesting
	Tim Daniels, Chief Title Officer for The Talon Group, answers commonly asked questions in regard to different types of real estate vesting. In this video, Tim answers letters received by four potential homeowners asking for advice about the best way to vest in real property, given their specific scenarios. Length 4:05 Key words and phrases defined: Vested in title, Sole Interest, Joint Tenants with right of survivorship, Probate proceedings, Community Property State, Excise Tax, Domestic Partnership, Domestic Partnership Act, Tenants in Common
Why title companies require identity affidavits
	This video segment answers questions commonly asked by sellers that are asked to complete the Statement of Identity form. A phone conversation takes place between a concerned seller and a helpful Title Officer. Length 3:13 Key words and phrases defined: Numerous Matters, Statement of Identity, Judgments, Liens, Court actions, Identity Affidavit, Privacy Policy, Lien Holder
Why do I need Title Insurance?
	Title insurance is often misunderstood by new home buyers. This presentation explains the value and role of title insurance in a real estate transaction. At the signing table, an escrow officer is helping a homebuyer review their settlement statement. When the home buyer asks why he needs title insurance, Tim Daniels suddenly appears and explains the importance of title insurance for a new home owner. Length 2:46 Key words and phrases defined: Title Insurance, Fee Simple Title, Title Defect, Labor and Material Lien Rights, Preliminary Commitment, Liens and Encumbrances, Lender Policy, First Lien Position
The Reconveyance Process
	This video presentation attempts to shed light on the reconveyance process. Tim Daniels interviews the head of Talon's reconveyance department to uncover what it takes to reconvey loans that have been paid off. Length 2:19 Key words and phrases defined: Full Reconveyance, Constructive Notice, Lost Note Affidavit
Understanding Payoffs
	How to understand payoffs.
Understanding Property Taxes
	This video presentation attempts to shed light on the property tax issues.
Finding Recorded Deeds on-line
	How to find recorded deeds on-line.
Locate Excise Tax Affidavit on-line
	How to locate Excise Tax Affidavits on-line.
Title Talk - Mechanic's Liens
	Title Talk - Mechanic's Liens
Title Talk - Windermere Unrecorded - How to read documents
	Title Talk - Windermere Unrecorded - How to read documents
What is Escrow
	Susan Edwards, Account Manager and LPO with The Talon Group explains the entire escrow process from the signed off Purchase & Sale agreement all the way though transferring the house keys. Length 2:50
Talon's EZ HUD Tool Explained
	This video presentation explains Talon's new EZ Hud tool and how to best use it.